Apply For A Business Loan
Run and grow your business with a loan solution
Get Business Loan @ Best Interest Rate
Best Offers
Various loan offers of leading Banks and NBFCs.
Flexible tenure
Flexible tenure for repayment of the loan.
Special Offers
Special offers for selected professionals
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Business Loan Interest Rates
| Bank | Starting Rate (P.A.) | Processing Fee (Approx….) |
|---|---|---|
| HDFC Bank | 14.00% As Above | Up To 1.00% |
| ICICI Bank | 15.00% As Above | Up To 1.00% |
| AXIS BANK | 14.50% As Above | Up To 1.00% |
| YES BANK | 15.00% As Above | Up To 1.50% |
| PIRAMAL FINANCE SERVICES LTD. | 16.00% As Above | Up To 2.00% |
| AXIS FINANCE SERVICES LTD. | 17.00% As Above | Up To 1.50% |
| BANDHAN BANK | 17.00% As Above | Up To 1.50% |
| BAJAJ FINSERV SERVICES LTD. | 17.00% As Above | Up To 1.50% |
| CHOLA MANDALAM FINANCE | 17.00% As Above | Up To 1.50% |
| LENDINGKART FINANCE SERVICES LTD. | 17.00% As Above | Up To 2.00% |
| TATA CAPITAL FINANCE SERVICES LTD. | 17.00% As Above | Up To 2.00% |
| IDFC FIRST BANK | 18.00% As Above | Up To 1.50% |
| INCRED FINANCE SERVICES LTD. | 18.00% As Above | Up To 2.00% |
| FULLERTON INDIA SERVICES LTD. | 18.00% As Above | Up To 2.00% |
Features of Business Loan
Higher Loan Disbursal Amounts
Faster u0026amp; Smooth Disbursal
Simplified Documentation Process
No Collateral Needed
Extended Loan Tenure
Attractive Interest Rates
For salaried applicants
- Nationality: Resident of India, with a property in any of the locations where we operate
- Age: 28 to 58 years**
- Employment: Should be employed at any private, public or multinational organisation
For self-employed
- Nationality: Resident of India, with a property in any of the locations where we operate
- Age: 25 to 70 years**
- Employment: Should be able to establish the required business vintage in the existing venture, along with a steady source of income
Identity Proof
- PAN Card
- Aadhaar Card
- Voter ID
- Passport
- Driving Licence
Income Proof – Financial Documents
- Salary slips for the last 6 months for salaried employees (In addition, IT returns for the previous 3 years along with Form 16)
- IT returns for the past 3 years for self-employed persons (Some banks accept 2 years IT returns as well)
- Statement of A/c for the past 1 year where your salary is credited (in the case of salaried people)
- Profit and Loss statement and Balance Sheet for the last 2 years in the case of self-employed persons
- Sales Tax, GST registration certificates, if applicable
- Partnership deed in case of partnership firms (if the applicant is one of the partners or the firm itself)
- Certificate of Incorporation for limited companies (if the applicant is one of the directors or the company itself)
Address Proof
- Registered Rent Agreement
- Aadhaar Card
- Driving Licence
- Lease Agreement
- Passport
- Latest Gas/Electricity Bill
Property Documents
- Copies of all property documents that can establish the chain of ownership for the past 30 years
- Encumbrance Certificate for 30 years
- Property Tax Paid Receipt
This ratio determines the extent to which banks can finance loan against property. It depends on the location and the type of the property.
- Residential Property: 65–70%
- Commercial Property: 55–65%
- Industrial Property: 40–55%
The minimum loan amount is 3 Lakhs and the maximum is 100 Crores depending on the value of the property, your repayment capacity, and loan requirements.
The tenure is usually 7 to 10 years. Some banks even extend the tenure to 15 years under exceptional circumstances.
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About
Business Loan
Apply for business loan if you need finance from banks or other financial institutions for business investment, whether for working capital or a term loan. A business loan is an unsecured loan, meaning you can avail of it without any security or collateral. If you have an urgent requirement of funds for your business, a business loan is the way to go. Many banks and NBFCs provide this loan, and we’re here to help you find the financial institution that best suits your needs.
