FIRST SWYP Credit Card
SWYP more — get more. Upgraded rewards, travel & partner offers, movies and dining benefits. T&C apply.
Annual Fee
₹499 + GST (first levy as specified)
Rewards
Upgraded points & partner offers
Travel
Flight & hotel discounts
Movies
District by Zomato
Rewards & Offers
Travel Offers
Partner Offers
Fees & Charges
How to Apply
Rewards & Offers
2,000 Bonus Reward Points
Worth ₹500 on spends of ₹5,000 within 45 days of annual fee levy (credited after 50 days).
Annual Fee Offer
Annual fee of ₹499 (+GST) will be levied every 365 days post issuance (see T&C).
Movie Offer
25% off on movie tickets (up to ₹100) via District by Zomato — once every calendar month.
Dining
Select dining partners and ongoing partner discounts (check T&C).
Fashion & Essentials
10% instant discount up to ₹500 on min. purchase ₹3,000 (once per month per category).
Quick Commerce
Fast-delivery partners — special codes & monthly validity offers.
Existing Feature Partners
Multiple codes and repeated monthly offers for food & essentials (see T&C).
Frequently Asked Questions
When is the annual fee levied?
The annual fee of ₹499 + GST is levied every 365 days post card issuance; bonus points credited post eligibility (see T&C). :contentReference[oaicite:1]{index=1}
How do I use travel promo codes?
Use codes like IDFCSWYP for flights and GOSWYP for hotels at merchant/partner booking pages. Check partner T&C for caps and validity. :contentReference[oaicite:2]{index=2}
Where is movie offer valid?
Movie discount is available via District by Zomato app — 25% off upto ₹100, once every calendar month. :contentReference[oaicite:3]{index=3}
What happens after annual fee levy?
On meeting the stated spends after annual fee levy, you receive 2,000 bonus reward points (credited as per timeline in T&C). :contentReference[oaicite:4]{index=4}
FIRST SWYP — Upgraded Rewards
10% flight discounts • Movie & Dining • ₹499 Annual Fee (offers on levy)
