IDFC FIRST Classic Credit Card
Lifetime free card with welcome voucher, 3X/10X reward points, lounge access, movie & dining benefits, roadside assistance and insurance cover.
Joining Fee
Lifetime Free
Lifetime Free
Renewal Fee
Lifetime Free
Lifetime Free
Best Suited
Travel | Shopping
Travel | Shopping
Rewards
Points
Points
Rewards & Benefits
Fees & Charges
Eligibility
How to Apply
Rewards & Benefits
- Welcome voucher worth ₹500 on spending ₹5,000 in first 30 days.
- 5% cashback (up to ₹1,000) on first EMI transaction within 30 days.
- 3X Reward Points on spends of ₹150 up to ₹20,000/month.
- 10X Reward Points on spends above ₹20,000/month.
- 10X Reward Points on birthday spends.
- 4 complimentary railway lounge accesses per quarter.
- 25% discount on movies (up to ₹100/month) via District app.
- Up to 20% discount on dining at partner restaurants.
- Complimentary roadside assistance worth ₹1,399.
- Insurance cover: Personal accident ₹2L, Lost card liability ₹25K.
FAQs
Is the IDFC FIRST Classic Credit Card lifetime free?
Yes, it comes with no joining or annual fee.
How many reward points do I get?
3X points up to ₹20,000 monthly spends, 10X points above ₹20,000, and 10X points on birthdays.
Do the reward points expire?
No, reward points never expire.
What are the travel benefits?
4 complimentary railway lounge accesses per quarter and roadside assistance worth ₹1,399.
IDFC FIRST Classic — Lifetime Free
Welcome voucher ₹500 • 3X/10X Rewards • 4 Railway Lounges/Quarter
Wait! You’re Missing Out on Rewards That Last Forever.
Apply now10X Rewards
Never expiring
Welcome Benefits
Worth up to ₹1,500
Movie Discount
25% off tickets
No Joining Fee and Annual Fee
