FIRST EA₹N Credit Card
FD-backed assured card — instant virtual card, UPI cashback, EMI flexibility, lifestyle benefits, roadside assistance & more.
Joining Fee
₹499 + GST
Cashback
1% UPI Cashback
Welcome Offer
Up to ₹1,000 Cashback
Privileges
Movies • Dining • Assistance
Earn Benefits
FIRST EA₹N Delights
Privileges
Fees & Charges
How to Apply
Earn Benefits
Instant Virtual Card
Use instantly upon approval.
Welcome Offer
₹500 cashback on 1st UPI • ₹1,000 cashback on 1st EMI.
Annual Offer
₹200 cashback on 4 UPI transactions post annual fee.
1% UPI Cashback
On UPI spends via IDFC FIRST App.
0.5% Cashback
On Insurance, Wallet loads, & other UPI apps.
Convert to EMI
Turn spends above ₹2,500 into EMIs.
FD-Backed
Assured card against FD — build credit score.
FIRST EA₹N — Cashback on UPI
₹499 Fee • 1% UPI Cashback • Welcome Offer up to ₹1,000
