IDFC FIRST Millennia Credit Card
The Millennial Marker — lifetime free credit card with 3X/10X never-expiring rewards, UPI benefits, movie & dining offers, railway lounge access, roadside assistance and more.
Joining Fee
Lifetime Free
Lifetime Free
Rewards
3X / 10X Points
3X / 10X Points
Lifestyle
Dining • Movies
Dining • Movies
UPI
Earn Rewards
Earn Rewards
Rewards & Benefits
Fees & Charges
Eligibility
How to Apply
Rewards & Benefits
₹500 Welcome Voucher
on ₹5,000 spend in 30 days
5% Cashback
up to ₹1,000 on first EMI
25% Off Movies
up to ₹100/month on Paytm
4 Railway Lounges
complimentary/quarter
Roadside Assistance
worth ₹1,399
Fuel Waiver
1% up to ₹200/month
3X Reward Points
spends up to ₹20,000
10X Reward Points
on spends >₹20,000 & birthday
UPI Rewards
1X up to ₹2,000 • 3X above ₹2,000
Never Expire
points never lapse
300+ Merchant Offers
Dining Discounts
up to 20% at 1500+ restaurants
UPI Enabled
₹199+GST/year
Personalised Stories
custom card at ₹499+GST
FAQs
Is the Millennia Card lifetime free?
Yes, there are no joining or annual fees.
Do reward points expire?
No, reward points never expire.
Are UPI transactions rewarded?
Yes, 1X rewards up to ₹2,000 and 3X above ₹2,000 per month.
What are the lifestyle offers?
25% off movies, up to 20% off dining, roadside assistance and 4 railway lounge visits/quarter.
IDFC FIRST Millennia — Lifetime Free
₹500 voucher • 3X/10X Rewards • Movies • Dining • UPI Rewards
Wait! You’re Missing Out on Millennia Rewards.
Apply now10X Rewards
Never expiring
Welcome Benefits
₹500 + Cashback
Movie Discount
25% off
No Joining Fee and Annual Fee
