FIRST Wealth Credit Card

Lifetime Free Premium Credit Card — unlimited rewards, lounge access, travel & lifestyle benefits, insurance cover and more.

Lifetime Free

No Joining / Annual Fee

Rewards

Up to 10X on spends

Lounge

Domestic + International

Forex

Low 1.5% Markup

Rewards

Other Benefits

Fees & Charges

Eligibility & Apply

3X rewards on spends up to ₹20,000 per month (online & offline)
10X rewards on incremental spends above ₹20,000 per month & on birthdays
3X rewards on rental & property management, education, wallet load & government services
1X rewards on utility bill payments and insurance spends
1 RP = ₹0.25 redemption value

Is the Wealth Credit Card lifetime free?

Yes, there are no joining or annual fees.

How many reward points can I earn?

You can earn 3X on monthly spends up to ₹20,000 and 10X on incremental spends beyond ₹20,000 & birthdays.

What lounge access do I get?

2 domestic airport lounges per quarter, 2 international lounges per quarter, and 4 railway lounges annually.

What is the forex markup fee?

Just 1.5%, which is among the lowest in premium cards.

FIRST Wealth — Lifetime Free

Unlimited Rewards • Lounge Access • Low Forex 1.5%

Premium Benefits Worth Over ₹1 Lakh!