FIRST WOW! Credit Card
Cashback, reward points, EMI, fuel waiver, roadside assistance & more. T&C apply.
Joining Fee
₹499 + GST
Rewards
Never expiring reward points
Privileges
Fuel waiver, accident cover
Dining
Up to 20% off at 1,500+ restaurants
WOW! Benefits
WOW! Offers
Fees & Charges
How to Apply
WOW! Benefits
5% Cashback
Up to ₹1,000 cashback on your first EMI transaction within 90 days.
Reward Points
1 RP per ₹100 spent. 1 RP = ₹0.25. Never expire!
Easy EMI
Convert spends above ₹2,500 into EMIs instantly.
Instant Redemption
Use Reward Points at partner stores & online.
Balance Transfer
Pay off other bank card balances at lower rates.
Low Interest
Super low rates on carry-over balances.
Roadside Assistance
Complimentary worth ₹1,399.
Fuel Waiver
1% surcharge waiver, up to ₹200/month.
Insurance
Accident cover ₹2,00,000 & Lost Card Liability ₹25,000.
Frequently Asked Questions
What is the welcome benefit?
5% Cashback up to ₹1,000 on the first EMI transaction within 90 days.
Do reward points expire?
No, reward points never expire. 1 RP = ₹0.25.
Is there a fuel surcharge waiver?
Yes, 1% fuel surcharge waiver up to ₹200/month.
What insurance covers are included?
Personal accident cover of ₹2,00,000 & Lost Card Liability of ₹25,000.
FIRST WOW! — Cashback & Benefits
5% Cashback • Reward Points • Dining Discounts • ₹499 Annual Fee
